AN OXFORDSHIRE Dad constructed his dream five-bed home himself after getting fed up of their new-build house.
Dheeraj Malik’s new pad is FOUR TIMES the scale of his outdated home and has its personal sport room and whisky bar.
Dad Dheeraj Malik, 41, constructed a house for his household: spouse Taniya, 41, and children Aryan, 13 and Jazmine, 7Credit score: Dheeraj Malik
Three years in the past Dheeraj, 41, who works as a monetary advisor, was dwelling in Slough when he determined he’d had sufficient of his household’s outdated home, which additionally had 5 bedrooms however a lot much less house.
“It was a model new home in a typical new growth constructed by a giant housebuilder,” he explains.
“The home you get on your cash is sort of restrictive – it’s not tailor made to the best way your loved ones lives. I needed to construct one thing that labored for me.”
The dream pad took about six months to constructCredit score: Dan Abrams, Graven Hill Village Growth Firm Restricted
Dheeraj and his household – spouse Taniya, 41, a instructor, and children Aryan, 13 and Jazmine, 7 – liked to have family and friends spherical but it surely was at all times a squeeze.
“We like to socialize rather a lot, and the dwelling areas weren’t large enough. We’re buddies with 4 or 5 households that every one prefer to get collectively,” he says.
Have-a-go housebuilders are on the rise, as being caught at house this 12 months has bought us itching for extra space.
The Maliks splashed out on a sport room and whisky bar Credit score: Dan Abrams, Graven Hill Village Growth Firm Restricted
Almost a 3rd of Brits want to construct their very own house, in accordance with new figures from the Nationwide Customized and Self Construct Affiliation and the Constructing Societies Affiliation.
5 per cent of individuals mentioned Covid had made them extra more likely to contemplate it, and practically half mentioned they wanted extra room due to lockdown.
For Dheeraj, constructing his personal place meant he bought the person cave they’d at all times needed.
“We needed to have a video games room in our home,” he says. “And I’m additionally a little bit of a whisky lover, so I needed to have a bar space.”
The plans that had been drawn up for the bottom ground
He had at all times needed to construct his personal home, however solely bought the ball rolling when his pal informed him a couple of growth 50 miles away in Bicester, Oxfordshire the place you could possibly choose a ready-made plot of land to construct on.
“We had been delay by all the trouble of discovering the suitable place and getting planning permission,” says Dheeraj.
On the website, referred to as, Graven Hill, each plot had a “passport” which informed you ways huge a home you could possibly construct on it, and all of the planning permission was sorted.
Aryan, 13, helped his Dad with a number of the developmentCredit score: Dheeraj Malik
A 12 months or so later, Dheeraj and his household took the plunge and purchased their plot whereas they had been nonetheless dwelling of their outdated home.
The plots out there value between £125,000 to £340,000.
Then got here the arduous half. Constructing the home took six months, and Dheeraj was there practically each day ensuring the builders he employed to assist had been doing their job.
The challenges of constructing your individual house
YOU may find yourself together with your dream house – however constructing your individual property will be sophisticated and costly. Listed here are some issues you have to look out for.
- Are you able to get a mortgage? Since you want cash all through the construct, not simply in a single lump sum, a conventional mortgage will not work. Self-build mortgages can be found, however largely from smaller banks and constructing societies. They are going to pay out the funds you want at set instances throughout the construct
- You will want an even bigger deposit Self-build mortgage lenders will often solely stump up round 75% of the challenge value, so you will want to cowl the opposite 25% your self
- The fee varies massively In 2020, the typical value of a self-build house was £270,000, whereas the typical value of a plot of land was £190,000 in accordance with Homebuilding & Renovating. However there’s a big variation in construct value from £300 per sq. metre to greater than £5,000 per sq. metre.
“I used to be on website day in, day trip,” he says. “It was traumatic, particularly with a full-time job and a younger household – it takes a toll”.
And issues didn’t at all times run easily. The corporate he employed to construct the shell of the home went bust after only one month.
Dheeraj averted dropping an excessive amount of money by hiring the laid off employees to finish the job privately.
Constructing the home value an enormous £1m, however the household bought their outdated house for £700,000Credit score: Dan Abrams, Graven Hill Village Growth Firm Restricted
He left a lot of the arduous work to the consultants, however he did get his arms soiled a bit. “We cleared the location ourselves and we did a whole lot of the DIY,” he says.
They ultimately moved into their dream house final 12 months.
The entire challenge value a whopping £1m – however the household did promote their outdated home for £700,000.
In addition they bust their funds by about £150,000 which they made up for utilizing financial savings.
The home has a lot of house for getting family and friends spherical Credit score: Dan Abrams, Graven Hill Village Growth Firm Restricted
“We stretched the funds for aspirational issues – we thought, we would as effectively get these items in whereas we’re nonetheless constructing reasonably than renovating afterward,” says Dheeraj.
He bought his video games room, full with whisky bar, and the home additionally has an enormous, open lounge and diner, 5 bedrooms and a complete of FIVE bogs.
The spare bed room is for when the grandparents come to go to.
They spend lockdown adorning the home in their very own type Credit score: Dan Abrams, Graven Hill Village Growth Firm Restricted
“Initially we’re from India so my Mum and Dad and my spouse’s Mum and Dad come and go to us every year.
“They’re getting older, so we needed to have a bed room with an ensuite on the bottom ground to make their keep snug.”
They’ve spent the final 12 months adorning the home of their type.
“It was a clean template so we’ve got carried out the entire ornament within the final 12 months. That was the constructive aspect of the lockdown!”
The household is loving spending time of their new kitchenCredit score: Dheeraj Malik
The super-sized pad has been a boon throughout the pandemic as the children have had loads of room to run round.
“The children find it irresistible to bits, particularly my daughter,” says Dheeraj.
“After we moved in she needed to take all people to her room and say ‘see, I’ve bought the largest room in the home’ – she was all enthusiastic about it.”
Her older brother isn’t jealous, although, as he bought the gaming room as a part of the deal.
Covid has put a spanner of their get together plans, however when issues are again to regular Dheeraj says there might be “sufficient room for all of the households and an excellent house to entertain.”
When you’ve bought the money to splash on a self-build challenge, step one is signing as much as your native council’s Proper to Construct register which you can do on the NaCSBA website here.