THE Shopper Crew are right here to resolve your issues.
Mel Hunter will tackle readers’ client points, Jane Hamilton offers you the perfect recommendation for getting your dream residence, and Decide Rinder will sort out your authorized woes.
Jane Hamilton has some adorning ideas for the brand new 12 months forward
WANT a contemporary search for 2021? Then embellish your property with yellow and gray.
This zingy combo of shades , Final Grey and Illuminating Yellow, has been chosen because the 2021 Pantone Color of the Yr, solely the second time a pairing has scooped the annual gong.
Gray and yellow has been voted as subsequent 12 months’s prime mixtureCredit score: Houzz
Amanda Pollard, of renovation and design platform houzz.co.uk, says: “The grounding tones of gray blended with uplifting yellow are the best balanced color mixture for our houses after a 12 months of uncertainty.”
However how straightforward is it to work such vibrant tones into your property? The location’s specialists share their ideas . . .
Plump for cushions: Fast and value efficient, cushions are a simple approach so as to add sunshine to your property. Attempt a cheerful shade of yellow on a gray couch. Asda has a variety beginning at simply £5.
Make an announcement: Gray partitions have been in style for a couple of years however replace them with yellow equipment comparable to velvet curtains or an announcement chair. Ikea’s £199 Wing chair in Skiftebo yellow will elevate any residence.
A mixture of yellow and gray can enliven your propertyCredit score: Houzz
Future-proof a nursery: Yellows and greys are a trendy color choice for nurseries. Introduce daring yellow patterns by delicate furnishings, and blinds and bedding. It should assist to create a room that works for infants, toddlers and past.
Create a restful bed room: Calming gray is a perfect bed room shade however heat up its impartial tone with loads of textured cushions, throws and bedding in sunshine yellows and wealthy mustards.
Be mellow for yellow: Discover the concept of plenty of yellow daunting? Add just a bit to construct your design confidence. Layer on extra when it will get sunnier.
Nearly half the houses on the market in Belfast are chain-free
LOOKING to safe a house with out the effort?
Belfast has been named the UK’s chain-free hotspot, with 44 per cent of houses within the metropolis supplied with no chain, in line with home patrons Sure Homebuyers.
Snap up this luxurious three-bedroom home for £229,950 at zoopla.co.uk/new-homes/details/57117039.
Money for a citadel
AN Englishman’s house is his citadel, and it appears we now all desire a piece.
Enquiries for citadel mortgages are up 947 per cent since I’m A Celeb filmed at North Wales’ Gwrych Fort, says onlinemortgage advisor.co.uk.
Mortgage skilled Pete Mugleston commented: “Castles have potential to be worthwhile venues however the renovation and maintenance prices will be monumental.”
Purchase a discount diffuser at Dunelm
SCENT your property and add sparkle with this diamante bling reed diffuser.
It’s simply £8 at dunelm.com
SAVE: £2 on related types elsewhere
Decide Rinder helps readers with property recommendation
Q) MY son labored for a short while at a pub however by no means acquired the wages he was owed so made a small declare at court docket.
Because the defendant failed to answer the declare, it was dominated in favour of my son and the instruction to pay £404 was made.
The declare was towards the supervisor’s title buying and selling because the pub moderately than straight towards the pub.
The supervisor has now parted methods with the pub and the declare stays unpaid.
Because the declare straight names the earlier supervisor, is the declare towards him straight or towards the pub?
Who’s accountable for fee? If the judgment is straight with the ex-manager, does it have to be modified to take the declare additional.
If that’s the case, how is that this finished? Scott, Essex
Decide Rinder helps a reader’s son who labored in a pub and wishes recommendationCredit score: Alamy
A) It is a moderately tough state of affairs, I’m afraid. In an effort to implement this judgment, the proper particular person (or enterprise) ought to have been accurately recognized because the defendant, which doesn’t seem to have occurred right here.
The small claims court docket judgment ought to have been issued towards the house owners of the pub, not the supervisor, who was, by the sound of it, simply an worker.
Your son has two choices. The primary is to electronic mail the pub’s house owners together with the court docket’s judgment and to argue that, as their supervisor was “buying and selling as” the pub, they’re clearly responsible for the cash owed.
Given the comparatively small quantity concerned on this case, I might be shocked if this didn’t do the trick.
If the house owners insist that your son has the judgment amended, this might probably be finished administratively by writing to the court docket with proof of what has occurred and asking for the decide to amend the unique order.
Both approach, I’m afraid that is all a authorized trouble that ought to have been prevented.
Q) MY pal booked eight tickets to go to a pageant in June.
It was cancelled due to coronavirus however the distributors refused a refund, as a substitute providing us the value of the ticket to spend on any various live performance or pageant up till 2022.
We don’t wish to take this up. The pageant was particularly to have fun a sixtieth birthday and we don’t know if we are going to all have the ability to get collectively once more.
I need us to get our a refund however the firm has thus far refused this request. Is that this authorized? LINDA, Nottingham
A) This firm is providing you a credit score be aware for an occasion that you just didn’t ebook and don’t want to attend. Until its pre-Covid time period particularly acknowledged that it was legally entitled to do that (which I doubt) then it should offer you a full refund.
The underside line is that the pageant will not be being rescheduled. You aren’t being supplied a “like for like” choice.
E mail the managing director asking them to elucidate why they really feel your client rights don’t apply. I doubt they’ll have the ability to do that.
Q) My ex and I purchased a home and acquired a joint mortgage in 2004. We break up in 2008.
He has been paying the mortgage himself ever since. I’ve requested him repeatedly if we will strategy the financial institution to take away my title from the mortgage and he refuses to even acknowledge me.
What ought to I do? Laura, Lancaster
A) This case can’t proceed. If one thing had been to occur to your ex-partner you’ll be responsible for the mortgage repayments.
You have to get in contact with the mortgage lender and clarify issues to them. There’s no cause why you can’t do that.
Your associate clearly has the choice of shopping for you out of the home by merely taking on the mortgage.
Provided that he has been making these funds for 4 years, it shouldn’t be arduous (except his monetary state of affairs has drastically modified) to show to the financial institution that he can afford them.
In case your ex-partner continues to refuse to interact with you, I might advise you to get some authorized assist ASAP (Residents Recommendation is an effective begin).
You may, if finally vital, get this pretty simply resolved by a court docket, however an inexpensive and mindfully drafted letter to your ex-partner explaining that you just wish to keep away from litigation is your greatest first step.
Mel Hunter helps a reader with washer issues
Q) DUE to my well being situations, I needed to keep inside in the course of the pandemic and I have to do plenty of laundry.
I had purchased a washer from the Currys PCWorld eBay website in April 2019, nevertheless it broke down in April this 12 months.
An engineer got here out and stated he could be again 4 days later to suit a brand new motor.
A fortnight later, having heard nothing, I known as Currys, who stated it was too costly to repair. I’ve heard nothing extra from them.
My washing is costing me £20 every week and in lockdown I needed to wash garments within the bathtub. Tracey, Somerset
A) When your machine broke, it was inside the 12 month guarantee, so the machine ought to have been repaired, changed or refunded.
I pointed this out to Currys PC World and urged them to additionally assist together with your laundry payments, sending them your receipts for cleansing which got here to £480.
I managed to get a refund for each the machine and £300 for the washing, supplying you with greater than £500 again.
A Currys PC World spokesperson stated: “We’re very sorry for Ms Nelson’s expertise.
“We’ve got apologised for the inconvenience and have absolutely refunded Ms Nelson for the price of the product and have supplied her a further goodwill within the type of a reduction for her subsequent buy on our eBay website.”
Mel Hunter stepped in to help with a vacation refundCredit score: Getty Pictures – Getty
Q) I BOOKED a vacation to Perth, Australia, together with a five-day keep in Dubai on the way in which again.
The reserving was made with Hays Journey, which then booked the vacation with Gold Medal Journey. I paid in full to Hays.
Because of the pandemic, we needed to go away Perth on March 23 for the UK, dropping our Dubai keep.
I’ve contacted Hays a number of instances for a refund.
It advised me Gold Medal had the total fee of £2,547.
Gold Medal says it paid a 3rd get together in Dubai for the resort and won’t return cash till it will get its refund.
I’m being advised to be affected person – though I’ve been ready greater than seven months. Please assist. John, Folkestone
A) After a seven-month wait to get your a refund, Hays Journey put it again in your account seven days after I acquired in contact.
The 14-day tips for paying prospects again appear to have gone out of the window, with every get together wanting to make sure it isn’t ignored of pocket by issuing a refund earlier than it will get its money from the subsequent provider within the chain.
None of this was your fault and I’m glad I used to be in a position to pace issues alongside and get you the £700 you had paid for the Dubai leg of your journey again.
A spokesperson for Gold Medal stated: “We’re happy Mr Beales has acquired his refund, and remorse that, like so many others, his declare was caught up within the unprecedented disruption to operations brought on by the pandemic this 12 months.”
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